So I have decided that it is a good thing that I went to college for four years. Even though it is not required for the day to day stuff that comes with taking care of a child, it is important. Especially if you ever need to know how to navigate the paperwork that comes with insurance.
Today I have found my self up to my eyeballs in trying to figure out if doctors and hospitals are on the acceptable networks, and what not. If they are then the rate is reduced, if they aren't, then the rate is greater apparently. Ugh, can't we all just get along and just be on the same page, I mean network?
I also figured out that it isn't worth trying to call a hospital to find out how much a procedure is going to cost. Here's why: They don't know. They can't tell you. If they know, then there is only one person in the entire place that might be able to help and they are usually permanently away from there desk and you can leave a message. Then, if the person really exists, they might call you back, the week after you have been in for the procedure. By then, the bill is already in your hand so it doesn't matter anyway.
Isn't the healthcare system grand?
The best part is that all the paperwork that I needed to get done, is done on my end. Now Savannah's case has to be reviewed by the review board of Christian Care Ministries so that they can determine if it can be shared. See, among the fine print is the fact that they don't cover vision issues. However, they cover major medical eye surgeries, etc. So they have to review her case to see which catagory they think she falls into. I can understand that. I just ask, please do it quickly!!!
Announcement: Domestic Felicity is moving!
9 years ago
2 comments:
oh my gosh! that's gotta be major medical eye surgery. i mean sheesh!
I guess the best way to phrase it is that the major medical doesn't include normal vision care. However since this is more medical than vision care (eyeglasses, contacts, that type of thing) they probably would cover it, but only if the paperwork is submitted in time... turn around time is 2-3 weeks. We could then be denied on the basis that the review wasn't complete at the time of test.
Mike and I, and the rest of the family that has chimed in on the issue, think it is necessary to do whatever is necessary to preserve as much vision as possible. If it is denided, then they deny it, it is as simple as that.
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